For users in Europe, SEPA (Single Euro Payments Area) transfers are an efficient and cost-effective way to buy XRP. With minimal fees and direct euro-to-XRP purchases, SEPA is perfect for European buyers. This guide explains how to use SEPA to buy XRP.
XRP is a digital currency that operates on the XRP Ledger (XRPL), a decentralized blockchain designed for fast and cost-effective cross-border payments. Created by Ripple Labs, XRP serves as a bridge currency, enabling seamless value transfers between fiat currencies, cryptocurrencies, and other assets. Known for its efficiency, XRP boasts near-instant transaction speeds and minimal fees, making it a preferred choice for both financial institutions and individual users.
XRP facilitates fast and low-cost payments across borders, making it ideal for remittances, trading, and everyday transactions. Its utility extends to acting as a bridge asset in liquidity solutions, allowing users to trade between different currencies without needing direct pairs. XRP’s speed and scalability also make it suitable for powering real-world applications, such as financial settlement systems and decentralized exchanges on the XRPL.
XRP is widely used for payments, trading, and decentralized finance (DeFi) applications on the XRPL. It’s a versatile asset that can pay transaction fees on the XRPL, serve as collateral in DeFi lending, and participate in tokenized asset markets. Many platforms also accept XRP for purchasing goods and services, while traders utilize it for high-frequency transactions due to its low fees and fast confirmation times.
The right time to buy XRP depends on your financial goals. XRP's utility and adoption as a bridge currency make it a long-term asset for those seeking efficiency in payments or exposure to blockchain technology. Its low transaction costs and liquidity make it a strategic choice for diversifying your portfolio or holding a currency optimized for DeFi applications.
For users in Europe, SEPA provides a fast and low-cost option for buying XRP directly in euros.
If XRP isn’t what you're after, or if you're looking to explore other options, Kado has a wide selection for you. With support for over 40 assets across 40 chains, including popular tokens like BTC, ETH, USDC, SOL, and more, you have the flexibility to choose what suits you best. Just pick your asset and follow the same easy process.
If you prefer not to use SEPA, there are several other payment options available for purchasing XRP. You can explore alternatives such as debit cards, credit cards, bank transfers, Apple Pay, Google Pay and PIX. Each method offers its own set of advantages depending on your location and preferences.
Discover the simplicity of SEPA transfers for buying XRP—begin today!
Where is SEPA supported?
SEPA is supported across the European Union and several other European countries. Check out our list of supported countries.
